When it comes to trucking, one rule of thumb that remains constant is "be prepared." Among the numerous documents that help a truck driver stay prepared on the road, the Department of Transportation (DOT) Permit Book holds an essential place.
As commercial motor vehicles take on increasingly complex tasks and routes, the risks involved in driving them rise continuously. To mitigate these risks, insurance providers are turning to video telematics, the use of onboard cameras and sensors, to more accurately assess driving behavior and provide rate quotes that more closely align with the risks involved.
Truck insurance is one of the main expenses a trucking company will have to pay. With claims that are able to easily cross over $100,000+ it takes a lot to cover a truck on the road. The FMCSR requires all carriers to have a minimum of $750,000 in liability insurance just to operate. A new owner/operator can expect to pay $1,500 - $3,500 per month using their own authority. High insurance rates is a main reason why newer owner/operators prefer to lease on to another company.
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