Truck insurance is one of the main expenses a trucking company will have to pay. With claims that are able to easily cross over $100,000+ it takes a lot to cover a truck on the road. The FMCSR requires all carriers to have a minimum of $750,000 in liability insurance just to operate. A new owner/operator can expect to pay $1,500 - $3,500 per month using their own authority. High insurance rates is a main reason why newer owner/operators prefer to lease on to another company.
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